The Episcopal Church Building Fund (ECBF) assists parishes and ministries by providing loans for building and renovation projects. We invite applications for projects large and small.

We have a long history of serving Episcopal Church ministries. ECBF was founded in 1880 in response to the rapid expansion of the Episcopal Church in the United States. Over the course of these 125+ years, we have assisted in building new churches, helped congregations to grow, and provided guidance in opening church doors to important ministries.  And when you borrow through ECBF, your interest payments are reinvested to support the critical, forward-thinking work of ECBF—and the growth of this church. We invite applications for projects large and small.


Who qualifies for ECBF loans?

ECBF loans are available to Episcopal Church congregations for building and renovation projects for churches, schools, rectories and expansions of ministry projects. ECBF loans are made directly to Episcopal parishes with the permission of their diocese.


What kinds of projects qualify?

ECBF loans finance a wide variety of capital projects, from renovations and repairs to updates and improvements to expansion projects—as well as the purchase of land and buildings, the construction of new buildings and accessibility projects. ECBF makes loans for “green” environmental sustainability efforts to enhance a ministry's energy efficiency.

And we offer refinancing of existing debt at competitive rates.



Why Consider the Episcopal Church Building Fund for your Loan?


We specialize in church building projects.

ECBF focuses on helping Episcopal congregations and related ministries finance building projects and land purchases. This includes helping you create a mission-focused financing plan that meets your congregation’s unique needs. And because of our long history of experience in church-related building projects, no financial institution understands the needs and goals of Episcopal parishes better than we do.

  • We offer competitive rates and terms.

  • Unlike many commercial lending institutions, we do not charge points or loan origination fees. ECBF has only one fee: a document preparation fee. (Please note that the title company will charge closing costs associated with a transaction.)


Episcopal church building
fund loan terms:

  • Fixed-rate loans with terms of up to 10 years

  • Adjustable-rate loans with terms of 3, 5 and 7 years

  • Minimum loan amount is $20,000

  • Maximum amortization is 25 years


Take the first step toward financing your building or renovation project or land purchase.†‡

Call: 708-738-9142
Email us:

Download a fillable PDF Loan Application: